How to Pay for Netflix in Nigeria (2026)

Netflix bills in naira in Nigeria, so you are not converting anything. Where it gets messy is which card actually goes through, and what happens when the renewal date comes and your bank says no.

What Netflix costs

Last confirmed pricing:

Plan	Price per month	Screens
Mobile	₦2,500	1 (phone or tablet)
Basic	₦4,000	1
Standard	₦6,500	2
Premium	₦8,500	4

There is no annual plan in Nigeria. Everything is billed monthly, on the same date you first subscribed.

The payment methods that work

Naira debit card. Verve, Visa or Mastercard from your bank. Since Netflix bills in naira this normally works. Two things have to be on: online or e-commerce transactions, and international transactions. Both are toggles in your bank app. Most people who think their card is broken just have one of them off.

Virtual card. Works the same way. Useful if you want the subscription separated from your main account.

Someone else's card. Netflix does not care whose card it is, as long as the details are right. This is how a lot of family plans get paid.

Setting it up

1. Go to netflix.com/ng on a browser. The app works too, but the browser is easier if you are switching plans.
2. Sign in or create an account.
3. Pick your plan.
4. Choose Credit or Debit Card.
5. Enter your card details and your real address.
6. Confirm the charge.

Netflix will bill you the same date every month until you cancel.

Why it fails on renewal day

The first charge usually works. It is month three that catches people.

Common reasons:

• Your international transaction toggle got reset after a card replacement or app update
• Your bank lowered its monthly international limit
• Your card expired and Netflix kept trying the old one
• The account simply did not have enough in it that morning

Netflix retries for a few days, then suspends the account. You find out when you sit down to watch something.

How to not deal with this every month

The fix is boring. Make sure the money is there before the date, and get told before it goes out.

That is what Subsecute does. You keep a naira balance in the app, your Netflix renewal comes out of that balance, and you get a reminder first so nothing surprises you. If you want to stop, you stop before the debit instead of arguing about a refund afterwards.

Set. Automate. Relax.